"The Tax Optimization Secret Costing Traditional Wealth Management Clients $50,000+ Annually"

Tax-loss harvesting sounds simple: sell losing positions to offset gains and reduce tax bills. In reality, optimal tax-loss harvesting requires monitoring hundreds of positions daily, understanding wash-sale rules across related securities, coordinating realized losses with other income sources, and executing trades at precise moments when tax benefits exceed transaction costs. Human wealth managers perform basic tax-loss harvesting annually or quarterly at best. Artificial intelligence algorithms monitor portfolios continuously, identifying tax-saving opportunities the moment they appear and executing automatically.